Am I Insured for That?

It's Spring Break, and you and your friends have been looking forward to a sun-kissed week in  the Mayan Riviera all semester. You and the pals have spent countless evenings together sipping sangria, pouring over endless piles of brochures, feeling inundated with glossy pages of warm turquoise waters and cocktail-sipping vacationers.

There have been a million emails back and forth between the pals, and your poor travel agent who's getting paid a pittance to change and re-book you into a million different all-inclusive's because Shannon wants a resort with a swim-up bar, Kate wants to ensure where you all stay has an in-room mini-bar, and Lisa is hell-bent on a spot with a minimum of seven international restaurants in case she gets sick of the local food.

You've made several trips to your local travel shop, purchased a stack of travel guides, and you've thoroughly researched all the local attractions. This may be Spring Break, but you're not interested in spending the entire week blitzed out of your mind, you want to see the sights. You've done all this work, but somethings missing. What happens if when you're in paradise, there's an accident, or you come down with some really strange illness and you're thousands of miles from home? If you're willing to spend thousands on your hard-earned cash to be away, than you owe it to yourself to make sure you make it home in one piece.

If you have done it already, then you need to finish reading this article quickly, and start researching travel insurance. Remember how much time you invested before attending the University of Phoenix? Don't you think your health and well being is at least worth as much, if not more, than your education? Of course! For a few dollars a day, you can protect yourself from a lifetime of financial ruin. So many young students scoff at the idea of travel insurance: "Insurance is for old people, I never get sick!" Oh really? And what will you do when you contract the flu, have to spend three nights in hospital and your medical bills are a staggering $85,000 to be treated in a foreign hospital? Get real! It's unlikely that either you or your family have that kind of dough! For mere dollars a day in some cases, you can purchase a travel insurance policy that will give you piece of mind when disaster strikes. Whether you want to dash across the border for a quick shop or you're about to embark on a year long trip around the globe, don't be a dunce, protect your most valued asset, your life.